In a large pot, brown over medium heat the ground turkey, onion, rice cauliflower, and zucchini until the vegetables are tender and the turkey is cooked through. Crumble the turkey as it cooks. Season with salt and pepper.
Add in the two cans of Rotel and the three cans of chili beans. Give everything a good stir and allow to come to a boil on the stove. Reduce heat and allow to simmer until ready to serve. Taste and add more salt and pepper, if desired.
To serve, scoop into bowls and top with cheddar cheese, Fritos, sour cream, green onions, hot sauce, or whatever else you and your family enjoy!